Eric Stewart Offers Hope with Launch of New Mortgage Initiatives

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Mother, wife, sister, friend, writer / blogger / creative organizer, budding photographer... These are just a few of the many hats I juggle each day. I believe creativity is oxygen for the soul. I created Live In Color blog to celebrate the beauty in every moment, from faith to inspiration and motherhood.And it is soon becoming Pray with Our Feet blog which will focus on the intersection of faith and activism. Follow the inspiration on Instagram: https://www.instagram.com/praywithourfeetblog/
Emelda De Coteau
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     Home ownership, or remodeling your current home might be the last thing on your mind, but Eric Stewart, former CEO of E Mortgage Solutions and current owner of  E Media, is out to change all that. Ever industrious, Stewart is spearheading two new mortgage initiatives through Residential Home Funding Corporation (RHFC), designed to reach a segment of the population that some larger banks are increasingly shutting out – the average consumer. 

     RHFC is a direct lender, with branches in states all over the country. On October 4, he opened his own RHFC branch in Randallstown, MD at 9633 Liberty Rd. “Baltimore home owners and new home buyers have been hit hard by our struggling economy. These programs will assist not only in jump starting new home purchases, but will also cure the issues of declining values, and the local and state government revenue losses due to the lack of property taxes being paid,” Stewart says.
   
     Although each program has different focuses, the main goal is to make home ownership, once the cornerstone of the American dream, attainable again. The Mortgage for Champions program is targeted towards individuals who serve their communities  such as educators, law enforcement,  medical professionals, active military and veterans, emergency medical services federal, state and municipal employees, and those working for the Fire Departments. Common fees associated with applying for a mortgage such as application, processing and more are waived.

    Rebuild America, aims to curb urban blight in Baltimore city by providing loans to current home owners for the revitalization of their properties, while simultaneously restoring property values and neighborhoods.  RHFC is partnering with Loews to help move the initiative forward. 

      Stewart, an anomaly in this economic climate, views promises where others find obstacles. According to NPR’s Tell Me More and statistics from RealtyTrac, “home ownership is at its  lowest rate since the Great Depression, and the gap in home ownership between blacks and whites is at its highest since the 1960s.” Yet, not surprisingly, he remains undaunted.  

     Not one to shy away from challenges, Stewart, former champion high school wrestler, began college at the age of sixteen, and started his professional career in sports promotions before entering and excelling within the mortgage industry. Three years ago, E Mortgage Solutions received the Torch Award, and Stewart was also acknowledged as one of the “Top One Hundred Minority and Women Entrepreneurs” in Maryland, Washington D.C. and Virginia. 

     He also founded the Women of Power organization, through E Media, which recognizes women who are both deeply accomplished and those on their way.  If anyone can convince Marylanders that a new start is possible, he can.           

Hair Accessories from Ruffles Ribbons N’ Bows Boutique Now Available Online

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Mother, wife, sister, friend, writer / blogger / creative organizer, budding photographer... These are just a few of the many hats I juggle each day. I believe creativity is oxygen for the soul. I created Live In Color blog to celebrate the beauty in every moment, from faith to inspiration and motherhood.And it is soon becoming Pray with Our Feet blog which will focus on the intersection of faith and activism. Follow the inspiration on Instagram: https://www.instagram.com/praywithourfeetblog/
Emelda De Coteau
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Michelle Dowell

 
This past March, Live and Love in Color featured a post about Michelle Stephanie Dowell, and the launch of her hair accessories company, Ruffles Ribbons N’ Bows Boutique (then Ruffles, Ribbons and Bows). Since that time, Dowell, ever the ambitious entrepreneur, is selling those fabulous pieces online via Etsy at http://www.etsy.com/shop/RufflesRibbonsNBows.

As we chat by way of text, her joy is palpable. Currently, shoppers can find pieces which primarily cater to young girls, but that will change quickly, Dowell says, “Since we are just getting off the proverbial ground, our current boutique is tween and teen; [the] adult sections have not opened yet.”

“Rest assured that by the first week of July, we will have lots of hot frosting items [hair accessories] for older gals as well such as twilight fans, bling princesses, fancy flowers (types of hair pieces Dowell creates). We are going to have it all!”

What’s the best way to keep up with all the new developments? Customers should follow Ruffles Ribbons N’ Bows Boutique on Facebook, Twitter or the blog for updates and coupons. For Dowell, launching the business and taking control of her own destiny, is a lifelong dream fulfilled, in addition to achieving other goals of marriage and motherhood.

“Ruffles Ribbons N’ Bows Boutique allows for that [option] and more. I’m a girly-girl at heart, and making beautiful hair accessories for gals of all ages gives me a chance to really open up my ultra-feminine wings and fly.”

Before this blogger signs off, she remarks, “Offering sweet ‘hair frosting’ treats give me a sense of girl power.” I couldn’t have summarized Dowell’s ingenuity any better.

View the previous article on Dowell: http://www.etsy.com/shop/RufflesRibbonsNBows